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If prices continue to rise, as they have steadily over the years in Indonesia, your gold balance will also grow. When the first private digital gold players cropped up, they had a variety of business licences. Then, in 2018, the Ministry of Trade put out a framework for the exchange of physical gold that also … Read more
American companies are now actively competing for product development and design talent from India for their captive centres while reorganising their technology operations. In Walmart’s case, one of its big problems in catching up with Amazon on the tech front is that Amazon has common platforms across the world—be it for shopping, or cloud services … Read more
In a post-Covid world, micro-insurance addresses flexibility in cash flow, says Income’s chief digital officer Peter Tay. A product like SNACK can lower the entry barrier for consumers to build up their insurance portfolio, despite diverse financial backgrounds. In addition, the top three banks in Singapore by total assets—DBS Bank, OCBC Bank, United Overseas Bank … Read more
Singlife recorded a profit of S$5.2 million (US$3.7 million) in the year ended December 2018, but lost S$47 million (US$33.7 million) the following year. It had to reinvest its profits in order to grow across the region. In early 2020, it received a green light to operate in the Philippines, although the launch has been … Read more
While this makes WhatsApp a great alternative for online retail, it could also be a downside. A personalised experience means companies have to entice customers to reach out to them since sharing promotional messages on WhatsApp is not allowed. WhatsApp is also not a discovery platform like Amazon and Flipkart, where people could just browse … Read more
“Jewellery shopping is not like shopping for clothes in a mall where you just pickup clothes, try them out and go to the billing counter. When a customer comes to buy jewellery they come with their family and spend at least two hours,” said Ramesh Kalyanaraman, executive director, Kalyan Jewellers. As more people get married … Read more
But there’s a case for targeting rural households—many of them receive domestic and international remittances, says Dennis Valdes, president of Cebuana Lhuillier Rural Bank (CLRB), the rural banking unit of pawnshop giant Cebuana Lhuillier. That’s money that could go into deposits if banks could extend their reach. In 2019, Philippine overseas remittance inflows alone amounted … Read more
Exclusivity is a two-pronged weapon for e-commerce players. It drives traffic to the platform while holding competition off. For businesses which have been badly affected by the pandemic, it could prove crucial. In May, when India eased the nationwide lockdown it imposed due to the pandemic, allowing e-commerce players to resume operations across categories, Amazon … Read more